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Bank Identification Number
Interaction Collector uses the Bank Identification Number (BIN) to determine whether a card is a credit or debit card. Your organization must purchase a list of BINs for all card issuers from a third-party vendor and then import the data into the BIN_List table in the Interaction Collector database. Once imported, Interaction Collector validates the card number submitted for payment against the BIN to determine whether to accept the card based on how your organization configured the "Only Debit Cards Accepted" policy in the "Add Credit Card Payments" permission. If your organization doesn't accept credit cards for payments, Interaction Collector compares the first six digits of the card to the BIN in the table and if the card type is "credit," Interaction Collector rejects the payment method and notifies the user.
The following table describes the layout for the BIN file.
|
Field |
Length |
Type |
Description |
Examples |
|
BIN |
6 |
Numeric |
First six digits of a credit or debit card number that identify the card issuer. |
546616 |
|
Brand |
128 |
String |
Card company or vendor that issued the card. |
MasterCard Visa |
|
Bank Name |
128 |
String |
Name of the bank or financial institution that issued the card. |
Bank of America Wells Fargo |
|
Type |
32 |
String |
Type of card. |
Credit Debit |
|
Level |
32 |
String |
Level of card. |
Gold Gift Business |
|
ISOCountry |
64 |
String |
Full name of the card's country of origin. |
United States |
|
Info |
128 |
String |
More information about the issuing bank, such as contact or alternative contact information. |
AAdvantage Executive |
|
Country_ISO |
2 |
Char |
Two-letter ISO country code. |
US |
|
Country2_ISO |
3 |
Char |
Three-letter ISO country code. |
USA |
|
Country3_ISO |
3 |
Numeric |
Three-digit ISO country code. |
840 |
|
WWW |
128 |
String |
URL address of the issuing bank's main website. |
www.citi.com |
|
Phone |
128 |
String |
Contact phone number of the issuing bank, usually the main branch. |
1-888-776-2484 |