Compliance Condition Codes

The following table lists the compliance condition codes that Latitude supports.

Code	Description
[blank]	Retains value reported previously or, no new Compliance Condition Code applies for this activity period.
XA	Account closed at consumer’s request.
XB	Consumer disputed account information under the Fair Credit Reporting Act (FCRA). This code reports for as long as it is valid.
XC	Completed investigation of FCRA dispute; consumer disagrees.
XD	Account closed at consumer’s request and in dispute under FCRA.
XE	Account closed at consumer’s request and dispute investigation completed; consumer disagrees. Used for FCRA or FCBA disputes.
XF	Account in dispute under Fair Credit Billing Act (FCBA).
XG	FCBA dispute resolved; consumer disagrees.
XH	Account in dispute previously, now resolved and data furnisher reported. Used for FCRA or FCBA disputes.
XJ	Account closed at consumer’s request and in dispute under FCBA.
XR	Removes the most recently reported compliance condition code. Note: Do not use "XR" as a default value. If no Compliance Condition Code applies in the current activity period, insert a [blank] code.