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Template
Consumer Information Indicator (Bankruptcy) Codes
The following table lists the Consumer Information Indicator (bankruptcy) codes that Latitude supports. Your organization can add other codes as needed. The system determines the code using the legal bankruptcy milestone dates specified for the account. The system uses a default code for accounts with a bankruptcy chapter but no legal milestone dates.
|
Code |
Description |
|
[blank] |
Retains value reported previously, or no new Consumer Information Indicator applies for this activity period. |
|
A |
Petition for Chapter 7 bankruptcy. |
|
B |
Petition for Chapter 11 bankruptcy. |
|
C |
Petition for Chapter 12 bankruptcy. |
|
D |
Petition for Chapter 13 bankruptcy. |
|
E |
Discharged through Chapter 7 bankruptcy. |
|
F |
Discharged through Chapter 11 bankruptcy. |
|
G |
Discharged through Chapter 12 bankruptcy. |
|
H |
Discharged and completed through Chapter 13 bankruptcy. Report when consumer completes all payments through the Chapter 13 plan. |
|
I |
Chapter 7 bankruptcy dismissed. |
|
J |
Chapter 11 bankruptcy dismissed. |
|
K |
Chapter 12 bankruptcy dismissed. |
|
L |
Chapter 13 bankruptcy dismissed. |
|
Q |
Removes Bankruptcy Indicator (A through P, and Z) reported previously or Personal Receivership Indicator (1A). Also used to report bankruptcies that closed or terminated without being discharged or dismissed. Note: Don't report "Q" as a default value. Fill with a blank instead. |
|
R |
Reaffirmation of debt. |
|
Z |
Bankruptcy - Undesignated chapter. |